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Did you know the average cost of a funeral in the US is up to $10,000? Many families don’t have an extra $10k stashed aside to cover funeral costs, especially if a death occurs that’s unexpected.
The good news is that there are ways to reduce funeral costs. This is how you can save some money in the process and avoid extra stress.
The casket is one of the most expensive elements of funeral planning. According to the Federal Trade Commission, a casket typically averages around $2,000. However, depending on the material and finishes, a casket can cost $10,000 or more.
How do you save money on a casket? The first step is being mindful of materials since this is where the bulk of the expenses are found. A plywood casket covered in cloth is typically the most cost-effective option. This type of casket can cost as little as $500.
To save money, steer clear of caskets made from solid wood or solid copper or bronze. This is when casket prices start to skyrocket.
This is a good video on how to choose a casket:
Many funeral directors believe that seeing the body is an important aspect of the grieving process. However, there is a lack of evidence to back up this claim.
You do not have to opt for embalming, which can run around $700. This is another expense to skip if you plan to bury the body a day or two after death.
Another area where you can significantly save on funeral costs is with cremation. Choosing to cremate can cost almost half the amount of going the route of a burial funeral. This is another area where you can possibly save a large amount of money.
There is no need to feel boxed in when it comes to funeral arrangement options. Search around online to find cost-effective options for you, which may entail buying products or services from a third-party company. Ask your funeral director about any fees or costs associated when using third-party companies.
Do your research when it comes to working with local funeral homes. You can call any funeral home and ask all the questions that you need. You can also ask for references or read reviews online. This will help you make the best decision for your family, and connect you with a funeral director who has your best interests in mind.
With these 5 money-saving tips in mind, you can avoid overspending and keep stress at a minimum during the grieving process.